Bank of China reports rising revenue, profit in 2025

 Bank of China, one of the country's biggest state-owned commercial banks, on Monday reported improving revenue, profit and asset quality in 2025.

At the end of 2025, the bank's total assets and liabilities exceeded 38 trillion yuan (about 5.5 trillion U.S. dollars) and 35 trillion yuan, respectively, up 9.4 percent and 9.47 percent from the end of the previous year.

The bank's annual operating revenue and after-tax profit reached 659.9 billion yuan and 257.9 billion yuan, up 4.28 percent and 2.06 percent year on year.

The average return on assets and return on equity stood at 0.7 percent and 8.94 percent, respectively, while the net interest margin was 1.26 percent.

Asset quality remains stable and sound, with the bank's non-performing loan ratio reaching 1.23 percent at the end of 2025, down 0.02 percentage points from the beginning of the year.

At the end of 2025, its outstanding domestic manufacturing loans reached 3.5 trillion yuan, up 17.18 percent year on year. Loans to strategic emerging industries stood at 3.23 trillion yuan, up 30.59 percent year on year. ■